The front door
Quick PFR
The fast first pass — a 10–15 minute Personal Financial Review. Capture the basics once: every answer lands in the right room of the house automatically. When you’re ready for the full picture, open any room and go deeper — it’s all connected.
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1 · The household
Who we’re building for. Names first — everything else can come later. Don’t have a birthday? Tap Age and keep moving. ↳ feeds Home · Household
The family
Children
2 · The goal
Two minutes on where this is all headed. ↳ feeds Game Plan & the retirement goal
3 · Protection snapshot
What happens to the paycheck if life happens? Rough numbers are fine. ↳ feeds Income Protection (DIME)
4 · Money snapshot
In, out, and what’s owed — best guesses are welcome. ↳ feeds Budget & Cash Flow
5 · Already built
What’s standing so far. ↳ feeds Savings · Retirement · Estate
6 · Wrap-up
Three priorities in order, the next date, and who else we can help.
Top three priorities — in order ↳ feeds the Blueprint action plan & the Game Plan compass
Your Wealth House team
This date is what contests and reports run on. It is the same field as First appointment on the Home tab — fill in either one. Back-date it if you are entering a PFR you took earlier.
Next appointment
Every house helps build the next one
Who came to mind during this — someone with a new baby, a new house, or the same worry named above? One introduction could change their family’s story.
Nothing locks. Every answer is already sitting in its room — open any room in the menu to go deeper, and the full Wealth House builds right on top of this.
The foyer
Welcome home
Every part of your financial life — what you're building, what protects it, and how it passes on — gathered in one place, with your agent alongside you.
Start here · the front door
Start the Quick PFR
A 10–15 minute snapshot of the household — just the basics, captured once. Every answer flows into the right room of the Wealth House, ready to build out in full detail whenever you are.
Start the Quick PFR →
Household
Your Household
Build it. · Protect it. · Multiply it.
Your Wealth House agent
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Household members
Household structure for everyone in the family. Each person can carry a birthday or just an age — whichever you got.
Primary adults
Children
Parents & other household members
If you’re caring for parents or others in the household, add them here so the plan can account for them.
Household notes
Heights & weights, health details, and anything miscellaneous — the little facts that matter at quote and illustration time. Synced with the Quick PFR.
Total protection
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Life & final-expense death benefit
Savings
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Reserves & cash set aside
Retirement & accounts
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Balances on file
Cash value
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Built inside permanent policies
Your house, room by room
A quick read on what's furnished and what's still empty. Tap a room in the menu to fill it in.
Agent, appointments & review
Who's coordinating this plan, when you met, when you meet next, and when it was last reviewed.
The drafting table
My Game Plan
Where your Wealth House goes from here — your house today next to the house you're building, the concepts behind every move, and the plan your financial professional has prepared with you. ↳ feeds your Blueprint
Recommendations are prepared by your financial professional for discussion, are pending qualification and carrier approval, and may change. Educational concepts are general in nature — hypothetical examples are for illustration only and are not tax, legal, or investment advice. Product guarantees are backed by the claims-paying ability of the issuing carrier.
Concept · from your Learn library
Educational content only — hypothetical examples for illustration. Riders, percentages, caps, and availability vary by carrier, product, and state. Not tax or legal advice.
The foundation
Income Protection / DIME
The coverage your whole plan stands on — life, disability, and permanent policies. Face amounts, the cash value you're building, and what you pay. ↳ feeds your Financial Review
Total death benefit
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Total cash value
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Annual premium
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Policies
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The kitchen table
Budget & Cash Flow
Where the monthly numbers live — income in, expenses out, and what's left to build with. ↳ feeds your Financial Review
Income sources
Add each monthly income stream. These feed into your Financial Review and DIME calculations.
Monthly expenses
Track your spending by category. Used to calculate emergency fund needs and cash flow.
Outstanding Debt
Credit cards, personal loans, auto loans, student loans, etc. — all contribute to your DIME coverage need.
Mortgages
Multiple properties, multiple mortgages — list each separately. All mortgage balances feed into DIME.
Total monthly income
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Total monthly expenses
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Net monthly cash flow
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Total outstanding debt
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Total mortgage balance
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The reserves
Savings
Your cushion and your momentum — emergency reserves and the cash you're setting aside to build with. ↳ feeds your Financial Review
Total savings
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Saving / mo
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Emergency fund
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Accounts
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The structure
Retirement & Accounts
Every account that funds your future and your children's — 401(k)s, IRAs, pensions, Social Security, brokerage, HSAs, and 529 / custodial accounts. ↳ feeds your Financial Review
Total balance
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Monthly contributions
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Est. monthly income
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Accounts
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Doors & windows
Children’s Future
The floor of the house built for the next generation. Kids’ and dependents’ money works differently — custodians, tax treatment, and purpose all matter — so it gets its own room: every account, who controls it, and what it’s for. ↳ feeds your Blueprint & net worth
Saved for the kids
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Across all dependents’ accounts
Adding monthly
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Flows into your cash-flow picture
Accounts
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On file for the next generation
The children
Same list as Home and the Quick PFR — kept in sync everywhere.
Their accounts & plans
One row per account, tied to the child it belongs to. Owner / custodian is the column that matters most — it drives taxes, financial-aid treatment, and what your estate plan needs to say. College cost assumptions live in the DIME analysis on The Whole Picture.
The walls & roof
Protection & Property
The coverage that shields what you own and the people you love — home, auto, umbrella, renters, and policies on the kids. ↳ feeds your Financial Review
Total coverage
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Annual premium
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Policies
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The legacy
Estate & Legacy
The documents and decisions that protect your family and pass your house on the way you intend. ↳ feeds your Financial Review
Estate documents
Mark what's in place, when it was last updated, and where the original lives.
Beneficiaries
Who inherits, and their share — keep this aligned with what's named on each policy and account. Include a phone number so your family can reach everyone if the time comes.
Trust & trustees
If a trust holds part of your estate, name it and list the trustees who will manage it — with how to reach them.
Trustees
Wishes & key contacts
The grounds
What You Own
Everything beyond the walls of this house — other properties, land, businesses, vehicles, and assets of value. Log it once, even with rough numbers, and your true net worth takes shape on the Blueprint. ↳ feeds your Blueprint & net worth
Total value
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Everything on the grounds
Debt against it
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Loans tied to these assets
Net equity
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Value minus asset debt
Income /mo
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Rent & business income
Assets on the grounds
Rough values are fine — refine them at every review. Your home mortgage stays in Budget & Cash Flow; use “Debt against it” only for loans that aren’t logged there. How each asset is titled matters most — it decides what your estate plan needs to cover.
The whole picture
Financial Review
Your complete financial standing with live analysis. Fill in the rooms above and enter your DIME assumptions to see your coverage gap and household strength.
The safe
Document Vault
Attach statements, policies, and important papers so everything lives in one place. Files are saved inside your portal and sync with it — keep them small so saving stays fast.
Up to 1.5 MB per file, 4 MB total — big files are better kept in your .json export.
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Click to attach a document
PDF, image, or any file — drag & drop works too
Your data, in your hands
Export / Import
Save a copy of everything in this portal as a single file — then bring it back any time to pick up right where you left off.
Export your portal
Downloads one file containing every room: household, income protection, budget, savings, retirement, property, estate, and your Financial Review inputs. Keep it somewhere safe, email it to yourself, or hand it to your financial professional.
Saves as a .json file named for your household and today's date.
Import a portal
Load a previously exported file to restore everything. This replaces whatever is currently on the page, so export first if you want to keep the current data.
Restore a recent snapshot
This browser keeps a few automatic snapshots of the portal — taken before anything big replaces it. If a house ever gets overwritten by accident, take it back from here.
How it works
When this tool is hosted online, your data is saved for you automatically. This Export / Import option is here for when you'd rather keep your own copy — nothing is stored anywhere unless you export it, and importing simply refreshes the whole tool with the file you choose.
The workbook
Budget Tracker Activity
An optional deep-dive for households ready to do the real work: plan every category, log every transaction, and see what you think you spend next to what you actually spend. Not every family needs this — the ones who take it on learn more in one month than most learn in a year.
How it works
This is a separate activity — it runs on its own and saves automatically on this device only, never to the cloud. Work it for a month: set planned amounts, log spending as it happens, and watch the planned-vs-actual bars tell the truth. When you’re ready, one button below brings your real numbers into Budget & Cash Flow — only if and when you choose.
Bring your results into the house
Imports your actuals — real spending by category, plus debts — into Budget & Cash Flow. Tracker lines are labeled “[Tracker]” and update in place every time you re-import, so nothing ever doubles up and your own entries are never touched.
The business wing
1099 Tool
The Wealth House isn’t only make more and save more — it’s keep more. Track your business revenue and write-offs, see your P&L, and understand what independent-contractor income really changes at tax time. ↳ your running P&L, printable for your tax pro
The order changes everything
W-2 employee
Earn→Get taxed→Spend what’s left
Taxes come off the top before you ever touch the money.
1099 / business owner
Earn→Deduct expenses→Get taxed on what’s left
Legitimate business expenses come out before tax — the same dollar of spending works harder.
Business revenue
Every 1099 stream for the year — commissions, overrides, side business. ↳ use /mo and we annualize it
Write-offs — the expense tracker
If it’s ordinary and necessary for the business, capture it here with a receipt behind it. Hover any category for the quick rule.
Profit & Loss
Revenue minus write-offs = net profit — the number the tax math actually starts from.
Preliminary tax estimate
A rough federal picture so the write-off conversation has real numbers in it — self-employment tax, the QBI deduction, and your bracket. Estimates only — state tax not included.
Ways to invest in the business
Common places 1099 money legitimately goes to work — each one is also a line in the tracker above.
LLC & S-Corp — when to ask the question
Structure comes after the habits above — but knowing the ladder helps you time the conversation with a CPA.
Sole proprietor (default)
You + a Schedule C. Simplest start — every tool on this page already applies. No filing needed to begin.
LLC
Liability protection, not a tax change — a single-member LLC is taxed exactly like a sole prop. Worth discussing once there’s real revenue, contracts, or assets to protect. State filing fees apply.
S-Corp election
Once net profit runs roughly $40–50K+ a year, an S-Corp can trim self-employment tax: you take a reasonable salary (payroll taxed) and the rest as distributions. Adds payroll + a separate return — the savings have to beat the overhead. This is precisely the “ask a CPA” moment.
Revenue /yr
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Write-offs /yr
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Net profit /yr
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Est. federal + SE tax
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Educational tool, not tax advice. We are not your CPA or tax adviser — rules, rates, and eligibility (QBI, meals, home office, S-Corp reasonable salary) depend on your facts and change by year and state. Bring this P&L to a qualified tax professional; the goal here is to arrive organized.
The application desk
Intake Forms
The detailed intake for carrier applications — everything gathered once, ready when it’s needed. Fill it together with your agent, or complete it at home and send it over.
Private by design
These forms save only on this device — they are never sent to the cloud and are not part of your portal sync. That’s intentional: application details are the most sensitive information in the house. Use the buttons inside the form to save, print, or share when you choose to.
The library — a gift from your agent
Learn
Plain-language basics on the building blocks of the Wealth House. No jargon, no sales — just the fundamentals, so the choices you make together make sense.
Deep dives
The concepts behind your game plan
The same concept cards your financial professional walks through with every recommendation — open any of them, any time.
Set your new password
You’re verified — welcome back. Choose a new password for your Wealth House (at least 6 characters) and you’re in.
Welcome to your Wealth House
Sign in and your whole portal follows you — every device, always saved, ready for every review with your agent.
Forgot your password? Email gethelp.inspire@gmail.com and we’ll send you a reset link.
Continue without an account →
No account needed — Export / Import keeps working from a saved file. Sign in anytime and this page moves to the cloud.